A small change to the tax code that went into effect on January 1, 2021 could have a big impact if you’re looking to buy permanent life insurance. The year-end spending package approved by Congress and signed by the former president lowers the minimum interest rate for permanent life insurance policies. The change could potentially …
How to Store Your Business Insurance Documents Safely Online
“Now, where did we put those documents?” This is probably a question that has crossed your mind in the course of doing business. In the case of insurance documents, the answer becomes critical when something goes wrong. Having quick access to your business insurance documents can sometimes be essential to helping you get your claims …
Insurance Questions and Answers for Small Business Owners
If you’re a small business owner, your business and personal assets need protection from the unexpected costs of running a business. These include accidents, natural disasters, and lawsuits. In some cases, the law requires you to have insurance. The US Small Business Administration has put together a guide to insurance for small business owners. Here are some …
Keep Your Business Safe from Online Scams
As more businesses, large and small, have moved parts of their operations online during the COVID-19 pandemic, employees have become increasingly vulnerable to online scams like phishing attacks. According to the Federal Trade Commission, scammers often use email or text messages to trick you into giving them your private information. Scammers may try to steal your …
What Business Insurance Do I Need as a Consultant?
You’ve developed your network. You’re an expert in your field. You’ve filled your portfolio with client success stories. And now you’re ready to take the next steps and become an independent consultant or the owner of a consulting business. But how do you make sure your hard work is protected against risk? One of the …
Indexed Annuities Can Be A Great Way To Manage Your Retirement Income
In a time of economic uncertainty like the COVID-19 pandemic, an annuity could be a safer way to invest your money than the stock market. That may especially be true if you’re looking at early retirement. Many people look to annuities as a way to receive periodic payments once you no longer receive a salary. …