Personal Lines Insurance in Springdale, AR
Personal lines insurance generally refers to policies that may cover personal assets and liabilities. Certain types of personal insurance, such as automobile liability and homeowners insurance, are commonly mandated by law or required by lenders. 
What Is the Difference Between Personal Lines and Commercial Lines Insurance?
The main difference lies in who and what is being covered. Personal lines are for individuals and households, while commercial lines are geared toward businesses and their operations. For instance, if you’re insuring your home, that’s personal. If you’re insuring an office building or company vehicle, that’s commercial.
Types of Personal Lines Insurance
There’s a wide variety of personal lines insurance options available. Here are some of the most common types:
- Auto insurance may cover damage to your vehicle and liability for third-party injuries or property damage caused while driving.
- Homeowners insurance may apply to damage or loss involving your house and belongings, plus liability for accidents on your property.
- Renters insurance may cover personal belongings in a rented space and liability for incidents within the unit.
- Condo insurance may cover the interior of a condo unit and the owner’s personal property.
- Life insurance may provide a payout to designated beneficiaries after the policyholder’s death.
- Health insurance may help cover medical expenses, including doctor visits, hospital stays and prescriptions.
- Travel insurance may cover unexpected events during trips, such as cancellations, lost luggage or medical emergencies.
- Pet insurance may assist with veterinary costs for your pets’ illnesses or injuries.
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At Farris Insurance, your financial security is our priority. Contact us today to speak with one of our agents or to get a personalized quote.