Anyone in control of running and managing a business must be comfortable with a certain level of risk. This is a known factor, and it’s why people take out loans, stake their reputations, and invest in patents for ideas they feel have the chance of going somewhere. Yet this doesn’t mean all risk is acceptable, …
Four Benefits of Individual Life Insurance
Many people rely on life insurance provided through their employer, but that may not always be the best bet. Here are four situations where you may consider an individual life insurance policy, even if you’re covered through your employer. You Plan to Switch Jobs Workers can’t always convert groups life insurance to an individual policy. …
Insurance for Property Management
If you manage properties for yourself or others, there are some important things to consider when it comes to finding the right kinds of insurance to keep you covered. Here are some of the basics: General Liability Insurance This type of policy covers basic risks such as property damage by tenants, residents who are injured, …
What Are the Top Things to Consider When Buying Business Insurance?
A new report from Beazley insurance company has found the top factors and top asks when it comes to buying business insurance. According to the Risk and Resilence report, businesses are looking for financial protection, risk insight, risk management-related services, and flexible coverage that meets their changing needs. Top Five Factors When Buying Business Insurance …
Do I Need Cyber Insurance?
Ransomware has become a substantial business risk in 2021. Major attacks have been disrupting businesses, from pipelines to meat packaging. No matter the size or industry, companies need to think about steps to take to secure themselves against cyber criminals. Some of the key actions that businesses can take include: Implementing a security awareness program …
How Flood Insurance is Changing
Here in Northwest Arkansas, we always have the potential to experience a lot of rain in a short amount of time. Heavy downpours bring threats of flash floods and storm-related power outages. Because of these threats, you need to make sure your Flood Insurance is intact and up to date. And there may be some …